Residential

Austar have a wealth of mortgage products that can meet just about everyone's situation; whether it be a first home buyer, where we can assist with First Home Owners Grant; a No Deposit home loan, with finance up to 105% (to approved applicants); refinancing for better rate; equity release, where by you can take the equity from your current property and use it for investment purposes; Investors to expand their portfolios; For Debt Consolidation, where you can include personal loans and credit cards into your mortgage; we can assist with Investment Loans, Line of Credit and Land & Constriction Loans; and we can even assist with Credit Impaired borrowers, whether it be Defaults on your credit report or payment in Arrears.

Commercial

  Austar offers you access to an array of commercial loan products so that we can ensure that we find you a commercial loan to suit your needs. We will negotiate your loan to get a competitive rate and reduce onerous Lender requirements.

  Austar can assist with commercial and construction finance including; Full Doc, Low Doc, asset lends for Commercial development funding, industrial projects, rural property funding, specialised securities funding, business finance funding and Development & Sub-division Facilities on Hard Costs or GRV (Gross Realisable Value) and Mezzanine Debt where required up to 85% GRV and 100% Construction Costs.
Austar can provide a loan to acquire commercial premises for your own business operation or for investment purposes. Your choice of principal and interest or interest only repayments Austar can help move your business forward.

Austar can help you choose the right financier for your business, or your commercial investment opportunity.

Business Finance

Austar understands that businesses need flexible finance support in terms of growth and change in the marketplace. With a wealth of business lending products and facilities, Austar can assist you with your development goals, whether you are setting up a new business or to help move your business forward. Small to medium business is often the sector most in need of cash flow and business credit facilities, yet this major slice of Australian business is largely ignored by the business finance industry. You can turn your credit sales into income and wealth almost immediately.

Austar can provide you with finance facilities for every business purpose, from Inventory Finance, Factoring, short-term overdrafts to long-term instalment loans, inventory and debtor funding, equipment funding and Cash flow finance. Austar can assist you with Business and Investment Facilities, secured against residential property up to 90% LVR no LMI.

Many of our clients consider Invoice Discounting as another financial arrangement that can strengthen the financial position of their business, allowing for planning and growth.

Leasing

Austar offers a wide range of Full Doc, Lo Doc and credit impaired Options for complete leasing specialists to assist with your business needs. We have access to a range of products for plant & equipment funding as well as sale and leaseback Finance Lease, Hire Purchase, Chattel Mortgage, Equipment Rental for vehicle, boat, earth moving machinery, fixture and fillings, operating lease, start up ventures and inventory finance. Whether you are purchasing equipment for a factory, or vehicles for your staff, we have competitive deals for both personal and business use.

Short Term & Caveat Lending

  You may need quick access to funds because you have come up short, and need some money right now to pay off another debt. Austar can solve this problem and save your home or business. We can settle loans within three days. Funds are organised based on secured real estate with equity.

Austar can assist with short term fund; with loan amount from $25,000 up to $1,000,000 and loan terms from one month up to one year.

Consumer Lending

Make an informed decision about which personal lending product is right for you. Austar provides both secured and unsecured personal loans ranging from motor vehicles, boats, home renovations, household items, education, holidays, and consolidating your finances. What ever it is, Austar can help make it happen, with a large wealth of options to suit your personal needs.

Deposit Bonds

  At Austar, we understand that the burden of a significant cash outlay at the time of exchange can be difficult or impractical.

This is especially the case when using equity in your property that cannot be made readily available as cash. We also understand that you can be short of cash at the time you need to exchange your contract.

However, Austar can provide you with a short and long term Deposit Bond as a low cost alternative to the cash deposit required on exchange of contracts when purchasing property.

Insurance

Protect your assets against all odds! We now have a joint venture with Australia's largest financial services group offering insurance products so that our customers can rest easily at night, secure in the knowledge that their property and possessions are safely insured. This facility caters for a wide range of insurances including: General business Insurance, loan protection death, disability, trauma and income protection insurance.